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What is a bail bond?
A bail bond (surety bond) is a financial guarantee to the court that the defendant will appear in each and every court appearance as the court directs. Failure of the defendant to comply with the conditions of the court could result in warrants issued and bail bonds forfeited.
Where can a bail bond be posted?
A bail bond can be posted at most courts and jails. Most jails accept bail bonds 24 hours a day, 7 days a week, 365 days of the year.
How much does a bail bond cost?
Most bail bond premiums are ten percent of the full bail amount. For example, if the full bail amount is $10,000.00, the premium (fee) for the bail bond is $1,000.00. These fees are established by the surety companies and regulated by the Department of Insurance.
Is the bail bond premium refundable?
Once the bail bond is posted and accepted by a court or jail, liability is taken on the bail bond. At that point the bail bond premium is fully earned and is not refundable.
Who is liable for the bail bond?
The indemnitor (co-signer) is financially liable for the bail bond. The indemnitor’s liability is limited to the full face value of the bail bond.
Why can't I do a cash bail myself?
You usually can for traffic and minor violations. While a few jurisdictions do allow cash bail by citizens who sign an appearance guarantee and or post the entire bail (not just the 10% premium), most states now require a licensed bond agent to guarantee the appearance. This way the state knows it can instantly collect the entire bond amount plus it can put the burden of apprehending those who fail to appear on the bond agency. Put another way, most states do not hassle with collateral and property; they collect bail forfeitures in cash.
What do I need to bail someone out of jail?
There are a few things a co-signer needs to bail someone out of jail:
Pay Check Stubs
Proof of U.S. Citizenship
Proof of Age 18 or Older